This demo scores loan applications using income, debt burden, credit score, and loan terms — the same inputs underwriting teams already review. It estimates payback vs. default risk to support early screening, not automated credit decisions.
Illustrative demo only — not a credit decision, adverse action notice, or substitute for human underwriting or compliance review.
Enter a borrower profile or load the sample file, then submit for a risk read from the current production model.
All fields required.
Submit an application to see the risk read.
Complete the form above and click Score application, or load the sample first.
How well each approach ranks likely paybacks above likely defaults on a held-out validation sample (~89,000 loans from the same historical book). Higher scores mean better separation — useful for comparing policy rules to the production model.
Historical book: ~594,000 loan records · 70% train / 15% validation / 15% test · methodology and technical metrics are documented in the project README.
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